Blackjack Odds

When it comes to playing blackjack, you need to know different strategies to increase your blackjack odds of winning. This is why it is essential for every blackjack player, beginner, and expert, to know as much about black jack odds as possible. With this article, you are going to learn everything there is to know about the odds. Your odds, the dealer’s odds, and other essential information will increase your winning odds. You will also get to learn more about blackjack house edge and some games RTPs.  If you struggle to win a blackjack game, you might want to continue reading.

Top Casinos with Best Blackjack Odds

Odds and Probability Explained

Firstly, it is important to understand the odds of blackjack and probability. To understand why it is important to know the blackjack odds and probability of winning your game. The odds are the percentage of chance of winning a hand in blackjack. Most of the time the odds are against you, but if you can calculate the probability, then you will have much better odds to begin with. When it comes to the probability of blackjack, it is known that it is constantly changing. The probability depends on a couple of things:

  • The bets that are made
  • The cards you and the dealer have
  • And, the cards that remain in the deck

If you are just playing without having a strategy, your odds of winning in blackjack decrease, and the dealer’s odds to win increase. This is why most professional blackjack players are making use of different strategies. To increase the probability of winning.

Odds of Winning Blackjack

It is important to make sure that you know the odds of winning blackjack at any of the blackjack odds tables. There are three possibilities in the game. You can win, lose or push where you and the dealer have the same count. The odds of winning in blackjack can be as high as 42,22%. Losing or house-winning odds are 49,10% and a push is only 8,48%. Something to remember is that not all the games have the same odds. If you are playing with certain strategies your odds of winning increase, and the odds of a house winning are declining.

Player’s bust probability on the third card

Those players that are experienced in blackjack don’t need to know the blackjack probability and odds on the third card. This is mostly because they already know their odds. However, for those that are still new to playing blackjack online Australia at the blackjack probability table of odds can make your decision easier, which will give you a higher chance of winning a hand. This table will make it easier for you to decide if you want to hit, stand or fold before you can draw the third card.

Hand valueProbability
11 or lower0%

This is a table that you should learn. It will make your odds better if you know the probability of your card count before the third card is drawn.

Dealer’s bust probability on the third card

It is important to know that there is always a better chance that the dealer will win a game of blackjack than you. The main reason for this is that the dealer is playing second. Making it easier for them to decide what move to make. They will see your count, and deciding to stay or hit is easier for them. Something interesting to know is that a dealer’s odds can change depending on the house rules. Yes, different casinos might have different house rules that the player and dealer need to follow. If a dealer needs to stand on a soft 17 is less likely to win than the dealer who has to hit on a soft 17.

Dealer’s cardProbability

Blackjack Payout

The black jack payout is basically the payment that is promised when the player is winning a hand. With a hand of 21, you automatically win blackjack and the payout is normally a lot higher than with other hands. The payout can vary between 3:2 and 6:5 per hand. It is important to know which payout you will get. This is a better understanding of what you can expect with a 3:2 and 6:5 ratio payout and what the difference between 3:2 and 6:5 is.

3:2 payout ratio

This is the payout ratio you want to look for when searching for a blackjack game. This is because the payout might be lower, but you don’t need to bid as much either. With 3:2 it has a better house edge and it provides better chances or odds of winning.

6:5 payout ratio

This is the payout ratio that most casinos prefer. This is because the betting amount is higher. The payouts might also be higher, but your blackjack odds of winning are lower. And, there are normally a lot of other rules and regulations that you as the player need to obey. A common misconception between 3:2 and 6:5 payouts is that 6:5 is higher than 3:2. However, even if this is somewhat true, you will get more frequent money, and the bets you need to pay are lower. Making 3:2 a much better game to play. And, this is why you will see that not many casinos are offering 3:2 payouts in blackjack. With this table, you will understand the difference between 3:2 and 6:5 payouts. This is the difference according to the best blackjack odds calculator.

Factors that influence payouts3:2 payout ratio6:5 payout ratio
The odds1.5:11.2:1
House edge with basic strategy0,5%2%
Average payout$3 for every $2 bet$5 for every $6 bet

Blackjack House Edge Percentage

Something that not many people understand is the blackjack house edge percentage, and what the house edge is in general. Even if not many people understand blackjack house edge, it is important to understand it if you want to increase your odds. To explain it in easy words, the house edge is actually just the advantage that the casino or dealer has over the player. It is done by a calculation of your value and experience concerning the amount you are betting on. To make it easier to understand, we are giving this example.

One easy example to make you understand house edge calculations: You bet 10 on your hand and are receiving a blackjack hand. The dealer has a total of 14. You will receive your payout of 3:2 on your $10 wager. In order to know what the house edge will be you need to divide three by two and multiply it by the size of your wager or bet. Meaning 1.5 x 10=15.

If the expected value of A$100 bet, you are actually paying A$95 and the house edge is 5%. Meaning that you are actually paying A$5 more than your actual bet.  The problem is that with blackjack the calculations for the house edge are harder than with other casino games. There are a couple of things that you should take into consideration when you want to calculate the house edge of blackjack. If you are a perfect player with all the experience you can have, there will still be a house edge. The house edge will be normally between 0,5% and 1%. People that are just playing for fun, and don’t have the experience or strategy to play blackjack online real money Australia correctly can have a house edge of between 2% and 4%. These are some of the other rules that will reduce your blackjack house edge.

  • When the dealer standing on a soft 17, an additional 0,22% will go toward the player’s edge.
  • With early surrender, an additional 0.60% is going toward the player’s edge
  • The moment that you resplit aces, an additional 0,04% will go towards the player.
  • With a late surrender, the player will get an additional 0,02% house edge.

When you find a table that is offering one or two of the above rules, it will add to the odds of your winning. In other words, increasing your odds. The problem is that you might not always find these rules offered at all the blackjack table odds.  Something else that you should consider is the side bets in blackjack that you can also place. It can have a negative house edge for you, and a better one for the dealer when you do side bets incorrectly.

Effects of Different Rules on the House Edge

As we already know different blackjack rules are implemented by different casinos. And, these rules will have a huge impact on the total house edge. It is important to know which rules you should look for to decrease the house edge and to make your odds of winnings better. These are some of the different rules that will have on the house edge of the game.

  • When the payout is 6:5 on a natural instead of the stand 3:2 payout the effect will be +1,3%
  • If you don’t have the option to surrender at any given time the effect will be +0,08%
  • When the dealer is making use of 8 decks instead of just one deck it will have a house edge of +0,61%
  • The dealer hits a soft 17 instead of standing the house edge will be +0,21%
  • The player isn’t allowed to double after a split it will increase by +0,14%
  • When the player is only allowed to double with a total of 10 or 11, the house edge will change to +0,18%
  • You aren’t allowed to re-split aces the edge will be +0,07%
  • When the player isn’t allowed to split aces in any way, the house edge will be +0,18%

How to Reduce the House Edge

The good news is that there are different ways to reduce the house edge if you are playing live blackjack Australia and want to increase your winning odds. These are some of the different things you can do that will lower the house edge and increase black jack odds for you.

  • Learn a blackjack strategy like counting to decrease the house edge. There are different strategies you can learn, but counting is the most popular one. However, you can get in trouble if the dealer finds you counting.
  • You can find a table with player-friendly rules. Rules that will make the odds for you higher, and lower the house edge.
  • Online blackjack will give you also higher odds and a lower house edge. And, there are so many other benefits of playing blackjack online that make this one of the better options to play blackjack.
  • Don’t consider side bets. This is actually just a way for the dealer to win more bets.  Especially when it comes to insurance. There is no reason why you should take a side bet in blackjack. The chances of winning a side bet are really low.

Blackjack Games RTP

Keep in mind that blackjack RTP is a very important aspect bacause RTP stands for return to player. And, you will never see an RTP of 100%. This means that the casino and dealer will not make any profit and the casino will close down. The lower the RTP the more profit the casino makes, and the fewer winnings the player will have. The RTP will differ from the different types of blackjack games you can find. And, it is important to know each RTP score so that you can choose the game that will give you the best blackjack odds. These are the most common blackjack games with their RTP score:

  • European blackjack has an RPT score of 99,38%
  • Switch blackjack has an RTP of 99,42%
  • Spanish 21 has a huge RTP of 99,60%
  • Then, Multi-hand blackjack, Classic blackjack, and progressive blackjack have a very low RTP of just 56,10%


Now you have a clear understanding of black jack odds and house edges. You will understand that the more experienced you are, the more the odds will be in your favour. However, if you are playing without a strategy and playing under certain blackjack rules, the odds will increase for the dealer and casino. Making it so much easier for you to lose a hand, and for the house edge to increase. With this knowledge, you have a much better chance of winning blackjack and turning the odds in your favour.

These are some common frequently asked questions about blackjack odds and house edge that some players might have.

FAQ about Blackjack Odds

Blackjack odds are the chance that you have of winning a game. The higher the odds the easier it will be to win a game against the player. There are many different things within a game that affect the odds of blackjack.
No, it is not easy to get 21 in blackjack. The odds in blackjack of getting 21 are low, but when you get 21, the payout is a lot more than with other winning hands getting higher blackjack payouts. Because of the lower odds.
The difference between 3:2 and 6:5 is the amount that you need to bet against the winnings you will receive. 3:2 is a lower payout, but the game is easier and the chances of winning are higher. But, not many casinos are playing with a 3:2 payout. Most casinos prefer 6:5. The bets are higher, and the payouts as well. However, the game is more difficult, and winning is harder.
Depending on the type of blackjack you are playing with the different types of rules, the house edge is calculated as 0,5 to 1% of each bet. The house edge advantages will differ from game to game and the experience you have in blackjack strategies.